Formación Académica y Profesional
Licenciado Matemáticas (Especialidad Fundamentales) por UCM, MBA Executive, MBA Financial Markets, Project Management Excellence Certified
Financial Markets Services Consulting, IT CIO ACO Grupo Santander, IBM Global Services Principal, Electronic Data System Client Ececutive


The mathematician of the Complutense University of Madrid, José-Vidal Ruiz Varela, argues that Europe must raise its borrowing limit, leaving its deflationary policy. Meanwhile, USA must correct debt and raise the interest rates. Raising the interest rates in the USA and dropping them in Europe, recovers the European domestic demand and EE.UU may return to invest in Europe, with a stronger dollar, without any problem, generating hundreds of thousands of Jobs

Curso Superior de #AnálisisDeDatos Contacto :

Curso Superior de #AnálisisDeDatos Contacto :
40 horas. Profesor : José - Vidal Ruiz Varela

Clases Particulares para hacer crecer tu Negocio. #Bigdata #DesarrolloCognitivo

Clases Particulares para hacer crecer tu Negocio. #Bigdata #DesarrolloCognitivo
Profesor : José - Vidal Ruiz Varela

#Bigdata y #Desarrollo #Cognitivo para Personas entre 15 y 65 años

#Bigdata y #Desarrollo #Cognitivo para Personas entre 15 y 65 años
Profesor : José - Vidal Ruiz Varela

Agenda Macro

Agenda de Economía y Finanzas en el Calendario Económico de Español.


Principales Materias Primas

Commodities entregados por

Cotización de las Principales divisas en tiempo real

Cotización de las Principales divisas en tiempo real
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Principales Índices Mundiales

El IBEX 35 y los Índices del Mundo son proveídos por Español.

U.S. consumer-confidence gauge falls to nine-month low

WASHINGTON (MarketWatch)
Consumer confidence fell to a nine-month low in August as Americans grew more worried about the economy and the chances of finding a job, according to a survey released Tuesday                               
The Conference Board said its confidence index dropped to 60.6 last month from 65.4, marking the lowest level since November Economists surveyed by MarketWatch had forecast the index to rise slightly to 66.0
Lynn Franco, director of economic indicators, said “consumers were more apprehensive about business and employment prospects.”                               
The decline in confidence coincides with a series of economic indicators that indicate U.S. growth slowed over the spring and summer                           
More anxiety among Americans also suggests growth might not pick up anytime soon. Consumer spending accounts for as much as 70% of U.S. economic activity, but people tend to spend less when they are worried about the future                               
Less consumer spending, in turn, deters businesses from hiring and investing as demand for their goods and services decline
The lack of hiring has kept the nation’s unemployment rate above 8% for 42 straight months, shackling the economy to below-average growth                               
Economists were surprised by the decline in light of somewhat stronger hiring and retail spending in July
They suggest that concerns about the presidential election and so-called fiscal cliff may be making consumers more nervous
The threat of the fiscal cliff has prompted some business leaders to warn that they may delay major projects or freeze hiring plans until they know whether U.S. lawmakers will reach a compromise                               
“This will keep consumers on edge and the economic growth sluggish,” economists at Bank of America/Merrill Lynch said in a note                                        
The board’s future expectations sub-index sank to 70.7 last month from 78.4, while the present-conditions index was basically unchanged at 45.8                                
Yet while consumers are less hopeful about the future, they say they’ve seen little deterioration recently in the economy, either
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