Formación Académica y Profesional
Licenciado Matemáticas (Especialidad Fundamentales) por UCM, MBA Executive, MBA Financial Markets, Project Management Excellence Certified
Financial Markets Services Consulting, IT CIO ACO Grupo Santander, IBM Global Services Principal, Electronic Data System Client Ececutive


The mathematician of the Complutense University of Madrid, José-Vidal Ruiz Varela, argues that Europe must raise its borrowing limit, leaving its deflationary policy. Meanwhile, USA must correct debt and raise the interest rates. Raising the interest rates in the USA and dropping them in Europe, recovers the European domestic demand and EE.UU may return to invest in Europe, with a stronger dollar, without any problem, generating hundreds of thousands of Jobs

Curso Superior Especialización Mercados. e-mail :

Curso Superior Especialización Mercados. e-mail :
14 horas en total, con clases presenciales o no, para llegar al Conocimiento comprobado y fiable de la situación de los mercados, basado en Teoremas y Fórmulas Matemáticas y la experiencia de día a día de trading. Al finalizar los alumnos se dan de alta en dominio privado. Entradas y Salidas en diferentes mercados de valores con números mágicos.

Productos y Servicios Bancarios, Bolsas Internacionales, Mercados de Capitales

Productos y Servicios Bancarios, Bolsas Internacionales, Mercados de Capitales

Plan de Educación Financiera para Chicos y Personas entre 15 y 65 años

Plan de Educación Financiera para Chicos y Personas entre 15 y 65 años

Agenda Macro

Agenda de Economía y Finanzas en el Calendario Económico de Español.


Principales Materias Primas

Commodities entregados por

Cotización de las Principales divisas en tiempo real

Cotización de las Principales divisas en tiempo real
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Principales Índices Mundiales

El IBEX 35 y los Índices del Mundo son proveídos por Español.

IBM profit falls 17%, lifts full-year outlook : Report

International Business Machines Corp.’s second-quarter earnings declined 17% as the computing and tech services giant recorded weaker hardware and services sales and significant workforce reduction expenses
Big Blue now sees operating earnings of at least $16.90 a share, up from its prior view of least $16.70 a share
IBM’s results are often read as an indicator of the health of tech spending among government and corporate customers
The company is known for aggressively shedding less profitable businesses and cutting costs while bulking up its catalog of more unique offerings--such as consulting services, analytics software and data-storage systems--where it can earn wider margins
However, a number of analysts have raised concerns that IBM, which makes much of its money selling software, hardware and computer systems, may be on the wrong side of a major technology shift, known as cloud computing
The latest period’s results follow a rare earnings miss in the first quarter as sales of software and server products were particularly weak, which prompted a round of restructuring at the company
The most recent quarter included $1 billion in workforce reduction expenses
Overall, IBM reported a profit of $3.23 billion, or $2.91 a share, down from $3.88 billion, or $3.34 a share, a year earlier
Operating earnings, which exclude retirement-plan costs, amortization and workforce reduction charges, were $3.91 a share
Revenue slipped 3.3% to $24.92 billion, or down 1% when adjusted for currency fluctuations
Analysts most recently predicted earnings of $3.77 a share and revenue of $25.37 billion
Gross margin widened to 48.7% from 47.6%
Revenue in IBM’s systems-and-technology unit, which includes its hardware business, fell 12%
The unit has now seen year-on-year revenue declines for seven straight quarters
The software segment’s revenue rose 4.1%
Technology services revenue was down 4.6% while business services revenue slid 1.3%
Services backlog totaled $141 billion, unchanged from the first quarter
Nathalie Tadena
Dow Jones Newswires
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